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Upfront and Honest About Interest Rates

We don't publish our loan products’ interest rates. Here’s why.

To give you an accurate rate quote, we’ll need to do a detailed analysis of your financial situation. Many factors go into the pricing of a loan, including credit score, type of property and transaction, and loan size, to name only a few.

Instead of quoting a number from a rate sheet, our loan officers take the time to analyze your loan application and credit-worthiness before providing you with a rate quote. An initial meeting with your loan officer will only take a few minutes, and help us provide you with truly outstanding service – including a meaningful rate quote.

Mortgage Calculator


Use the Stearns Home Loans mortgage calculator to estimate your monthly payments. You’ll be lead step-by-step through a series of questions focusing on what you’re looking for in a loan. The results show what your monthly payment may be and your total payment amount over the life of your loan.

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Loan Amount:

Term in Years:

Interest Rate:

Mortgage Calculation Results: