Loan Options Explained

Purchase
Refinance

Conventional mortgages [ + ]

Higher Credit Scores = Lower Rates with Conventional Loans.

Fixed-rate mortgages [ + ]

Fixed-Rate Loans Keep Everything Simple.

Adjustable-Rate Mortgages (ARM) [ + ]

Start out bigger and better with an ARM.

Federal Housing Administration (FHA) 203K [ + ]

Finance a Fixer-Upper the FHA Way.

Jumbo Loan [ + ]

Think big with Jumbo financing options.

HomePath® Financing [ + ]

Buying a foreclosure? Save every step of the way.

Veterans Affairs (VA) Loans [ + ]

Veterans, get home with no money down.

USDA Rural Loans [ + ]

Lower down payments for rural properties.

Call us today at (855) 839-6487 to speak to a Stearns loan officer, we can help you find the right product to best fit your needs!